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VA Funding Fee Calculator
Based on the VA funding fee schedule for loans closed on or after April 7, 2023. Veterans receiving VA disability compensation are typically exempt. Confirm your fee with us or the VA.
About this calculator
Estimate the VA funding fee on a purchase, cash-out refinance or IRRRL.
Most VA loans include a one-time funding fee that depends on your down payment, whether you have used your VA benefit before, and the type of loan. This calculator estimates that fee so it does not catch you off guard at closing, and it is a helpful number when you are weighing a VA loan against a conventional option.
Enter the loan amount, choose the loan purpose, and tell us whether this is your first use and whether you receive VA disability compensation. Veterans who are exempt pay no funding fee. You will see the estimated fee and the loan amount if the fee is rolled into the loan, which is how most borrowers handle it. Confirm your exact fee and exemption with us or the VA.
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