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360 Mortgage Team — From First Home to Retirement Lending. Powered by Cornerstone First Mortgage.
Illustrative American home with a welcoming porch and green lawn
All mortgage solutions

Building and Renovating

Construction-to-permanent

From plans on paper to a place to call home.

Overview

Construction financing supports an eligible home build and may transition into permanent mortgage financing after completion. The structure should account for your land, builder, budget and the finished home—not just the construction cost.

Your lender reviews the builder, plans and schedule before approving draws as work progresses. The number of closings, rate arrangements and contingency requirements vary by program. We help you understand the sequence before the project begins.

Solution highlights

  • Coordinate land, construction and permanent financing
  • Funds disbursed through approved construction draws
  • A plan built around your project and completion timeline

Builder, plans, budget, and property review are required. Draw schedules, contingencies, and rate terms vary.

Program information is educational. Your team will confirm availability, eligibility, costs and terms for your state and situation. Not a commitment to lend.

Personal guidance. A clear next step.

Let’s see how this solution fits your plans.

Your team will help compare the options and put the numbers in context.