Buying a Home
Down payment assistance
Explore help with your upfront homebuying costs.
Overview
Down payment assistance can help eligible buyers bridge the gap between savings and the funds needed to close. Programs may be offered by state, local or other approved organizations and paired with eligible mortgages.
Assistance is not always free money. It may be a grant, forgivable loan, deferred loan or repayable second mortgage. We will help you understand availability, repayment conditions and how the assistance affects your total payment.
Solution highlights
- Potential help with a down payment or closing costs
- Location-specific programs with their own eligibility rules
- Review assistance alongside the underlying mortgage
Assistance may be repayable or have residency conditions. Funding and program availability can change.
Program information is educational. Your team will confirm availability, eligibility, costs and terms for your state and situation. Not a commitment to lend.
Personal guidance. A clear next step.
Let’s see how this solution fits your plans.
Your team will help compare the options and put the numbers in context.