Overview
USDA financing can make homeownership possible for eligible households in qualifying rural and suburban areas. Location matters, but you do not necessarily have to buy farmland or live far from everyday amenities.
Some eligible borrowers can finance a purchase without a down payment. Household income limits, the property address and lender review all matter; guarantee fees and closing costs still need to be considered.
Solution highlights
- Potential for no down payment when eligible
- Qualifying rural and some suburban locations
- Designed for eligible primary-home purchases
Income and location eligibility apply. Guarantee fees and other closing costs may apply.
Program information is educational. Your team will confirm availability, eligibility, costs and terms for your state and situation. Not a commitment to lend.
Personal guidance. A clear next step.
Let’s see how this solution fits your plans.
Your team will help compare the options and put the numbers in context.