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360 Mortgage Team — From First Home to Retirement Lending. Powered by Cornerstone First Mortgage.
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All mortgage solutions

Building and Renovating

Renovation financing

See the potential. Finance the improvements.

Overview

Renovation financing may combine an eligible home purchase or refinance with funds for approved improvements. It can be a way to consider a home that needs work without arranging entirely separate financing for the project.

The scope, contractor and expected completed value are reviewed alongside your mortgage application. Not every repair or property is eligible, and completion deadlines apply. Start with realistic estimates so the improvement budget fits the loan structure.

Solution highlights

  • Combine eligible improvements with a purchase or refinance
  • Review financing against the approved scope of work
  • Plan contractor payments and completion milestones

Contractor, scope, and completion requirements apply. Not every project or property qualifies.

Program information is educational. Your team will confirm availability, eligibility, costs and terms for your state and situation. Not a commitment to lend.

Personal guidance. A clear next step.

Let’s see how this solution fits your plans.

Your team will help compare the options and put the numbers in context.